• Current Newsletter

    Enjoy the Fall Season!

    Wisconsin Fall Color Report  travelwisconsin.com/fall-color-report Devil’s Lake State ParkHiking, camping, fishing, spectacular bluff scenery, food stands and more. Devilslakewisconsin.com  Henry Vilas Zoo- Free AdmissionVisit the Polar Bears, Lions, Children’s Zoo, Carousel, Train rides and more! https://www.henryvilaszoo.gov/ Madison Parks HayridesEnjoy a hay wagon ride, pulled by a tractor in Elver, Olin, Warner Parks and Cherokee Marsh with scenic tours of the parks. https://www.cityofmadison.com/parks/reserve/hayrides.cfm Appleberry FarmCome visit the orchard for fresh picked apples and delicious cider, feed the chickens, sit by the duck pond, and enjoy hayride. www.theappleberryfarm.com Door Creek OrchardChoose from a variety of produce, including apples, grapes, and pears and specialty goods like cider, honey, and wool. www.doorcreekorchard.com Eplegaarden OrchardTake…

  • Current Newsletter

    Mortgage Lending Update

    Greetings Restaino and Associates!  It is my pleasure to be addressing you and your acquaintances regarding the “State of the Mortgage Industry”.   As I write this and reflect on 2023 thus far, I can’t help but think of what we have all accomplished together.  We together have served our clients with grace despite the business demanding more time, effort, and energy.  I am not sure that the United States Housing Market has ever demanded this much of our industry and clients.  Countless offers and showings, creative lending to the brink on many transactions, emotional roller coasters, site unseen offers, you name it. My job as a mortgage professional has changed. …